Terms and Conditions of Use

USE THIS SITE ONLY IF YOU COMPLETELY AGREE TO THE FOLLOWING TERMS AND CONDITIONS. WEB SITE DISCLAIMER: WE RESERVE THE RIGHT TO EDIT, OR REMOVE ANY PRODUCTS, PRICES, OFFERS, OR SITE CONTENT FOR ANY REASON OR NO REASON AT ALL. SOUTHCAROLINAFLOODINSURANCE.ORG, SOUTH CAROLINA FLOOD INSURANCE, FENCL WEB DESIGN.COM, LLC, REPRESENTATIVES, ITS OWNERS, INVESTORS, ADVERTISERS, SITES LINKING TO THIS SITE, AFFILIATES, ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS (COLLECTIVELY KNOW AS “THE SITE OPERATORS”). “THE SITE OPERATORS” ARE NOT AN INSURANCE COMPANY. WE REPRESENT SERVICES AND RATES OF ONE OR MORE INSURANCE COMPANIES THAT ARE ALL BACKED BY NATIONAL FLOOD INSURANCE PROGRAM (NFIP) UNDER FEMA. BY USING THE “THE SITE OPERATORS” WEBSITE, YOU AGREE TO THE TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS, YOU MUST DISCONTINUE USE OF THIS WEBSITE. “THE SITE OPERATORS” MAY MODIFY THIS AGREEMENT AND SUCH MODIFICATIONS WILL BE POSTED ON THE SITE. PLEASE CHECK THE TERMS AND CONDITIONS UPON EACH QUOTE REQUEST FOR SUCH CHANGES. “THE SITE OPERATORS” IS NOT RESPONSIBLE FOR AND MAKES NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONTENT PROVIDED ON THE INFORMATION PAGES OR CONTENT PROVIDED ON WEBSITE LINKS PROVIDED IN THE “LINKS” PAGE OF THE WEBSITE. “THE SITE OPERATORS” IS NOT RESPONSIBLE FOR THE CONTENT, ACCURACY OR OPINIONS EXPRESSED ON SUCH WEBSITES, AND SUCH WEBSITES ARE NOT INVESTIGATED, MONITORED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY “THE SITE OPERATORS” “THE SITE OPERATORS” ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, ANY USER OR “THE SITE OPERATORS” COMMUNICATIONS. “THE SITE OPERATORS” IS NOT LIABLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS OR PROVIDERS, COMPUTER EQUIPMENT, SOFTWARE, FAILURE OF ANY EMAIL DUE TO TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET. WHILE WE BELIEVE THE INFORMATION PROVIDED TO BE TRUE, THE INFORMATION IS PROVIDED “AS-IS.” THE INFORMATION COLLECTED BY “THE SITE OPERATORS” IS TO PROVIDE INSURANCE. “THE SITE OPERATORS” COLLECTS INFORMATION FROM OUR WEBSITE, FROM OUR CUSTOMERS, AND OTHER OUTSIDE SOURCES. “THE SITE OPERATORS” WILL NOT SHARE YOUR INFORMATION UNLESS IT DIRECTLY IMPACTS OUR CUSTOMERS RECEIVING FLOOD INSURANCE. THE RATES PROVIDED ON THE “QUOTE FORM” ARE FOR INFORMATION PURPOSES ONLY. THESE RATES ARE FOR THOSE PROPERTIES LOCATED IN A FLOOD ZONE “X” (LOW-TO-MODERATE) THAT ARE ELIGIBLE FOR THE PREFERRED RISK RATES SET FORTH BY NFIP/FEMA. THESE RATES DO NOT IMPLY GUARANTEED COVERAGE NOR ARE THEY GUARANTEED RATES UNTIL UNDERWRITING IS COMPLETED. YOU MAY NOT COPY, KEEP, EMAIL OR LINK TO ANY OF THE PICTURES AND PHOTOS ON THE WEB SITE. THIS SERVICE AND THIS WEB SITE(S) ARE PROVIDED ON AN AS IS BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPOSED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. “THE SITE OPERATORS” ARE NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT ON THE SERVICE OR THIS WEB SITE, OR ANY OTHER WEB SITE LINKED TO OR FROM THIS WEB SITE. “THE SITE OPERATORS” SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICE AND THE SITES AND THE INFORMATION AVAILABLE ON THE SERVICE AND THE SITES OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THE SERVICE AND THE SITES. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST “THE SITE OPERATORS” ARISING OUT OF YOUR USE OF THE SERVICE AND THE SITES AND THE INFORMATION AVAILABLE THEREON. GOVERNING LAW: THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA. EXCLUSIVE JURISDICTION AND VENUE SHALL BY IN THE BREVARD COUNTY, FLORIDA SUPERIOR COURTS. AS A WEB SITE USER YOU AGREE TO INDEMNIFY AND HOLD “THE SITE OPERATORS” HARMLESS FROM ANY AND ALL CLAIMS BROUGHT BY ANY THIRD PARTY RELATING TO ANY ASPECT OF THE WEB SITE, INCLUDING, BUT WITHOUT LIMITATION, ANY AND ALL DEMANDS, LIABILITIES, LOSSES, COSTS AND CLAIMS INCLUDING ATTORNEYS FEES ARISING OUT OF INJURY CAUSED BY YOU THE WEB SITE USER, YOUR PRODUCTS/SERVICES, MATERIAL SUPPLIED BY YOU THE WEB SITE USER, COPYRIGHT INFRINGEMENT, AND PRODUCTS AND SERVICES SOLD VIA THE WEB SITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS PLEASE EXIT THIS SITE NOW.